Frequently Asked Questions

Where are you located?

Wealth Habits is a fee-only, fiduciary financial planning firm located in the NY Metro Area. We primarily work with these folks:

  • Tech professionals with stock compensation

  • Physicians in the NY Metro area

  • Self-employed business owner near retirement (and retired as well)

What are your hours?

We're open 9.30AM to 5:30PM (by appointment only).

We accommodate our schedule for people located on the west coast

Do you meet face to face?

Yes. I travel to NYC once every 2-3 weeks.

What do you do?

We offer fee-only, fiduciary comprehensive financial planning, investment management, and tax planning. We partner with smart tax accountants to help you file your taxes and estate attorneys to prepare your estate plan.

Who do you do it for?

We work primarily with self-employed business owners and professionals at or near retirement.

Why should I hire you?

Most people hire me because I'm an independent CFP ® fee-only fiduciary that offers comprehensive financial planning, investment management and tax planning. I don't sell products. They also hire me because I'm lower cost than most professionals that offer my spectrum of services.

What do you charge?

There are never any commissions or surrender fees when working with Wealth Habits. Investment management fees paid may be credited towards your financial planning fee . Pricing schedules can be found here

Why "fee-only"?

Fee-only is the most transparent, objective way of being paid. You pay me directly. I do not receive any compensation from anywhere else.

What can I expect if I become a client?

Your finances will be well organized in a tax-efficient, low-cost manner. My fees are transparent and commissions-free. If you're unhappy, you can leave at anytime.

How do I get started?

Schedule a 30 minute "intro call" so I can get to know our situation a little, share my services with you, and see how they may match up.