Integrated financial planning for high earners with complicated taxes.
Investments, taxes, and estate planning run as one plan by a fee-only financial advisor who is both CFP® and CPA, so the pieces stop working against each other. Built for equity compensation, business ownership, and cross-border wealth.
A 100% virtual practice serving households across the U.S. Fee-only, with a CFP® and CPA under one roof.
Who we serve
Six kinds of financial lives, each with its own tax picture. Find the one that sounds like yours.
Tech Professionals
Equity that could change your life, or hand you a tax bill you never budgeted for. We plan the timing and the taxes on both.
Learn more → Cash flow & taxesSelf-Employed Professionals
Smooth out uneven income, cut what you overpay in taxes, and build a retirement plan that fits working for yourself.
Learn more → Cross-borderLatin American Cross-Border Families
You studied here and stayed. Your family's business and wealth are still back home. When gifts and inheritance cross the border, we structure them around the U.S. tax rules before they arrive.
Learn more → Business & exitEntrepreneurs & Business Owners
Most of your net worth is locked in the business. We plan the taxes, the retirement plan, and the eventual sale so it becomes wealth you actually own.
Learn more → High incomeMedical & Legal Professionals
High income, a late start after training, and real liability. We build the plan around all three.
Learn more → Irregular incomeCreative Professionals
Income that swings by project and season. We turn it into taxes set aside, savings that hold through the slow months, and a plan that does not wait for a steady paycheck.
Learn more →What working together actually looks like
A complimentary intro meeting.
Thirty minutes is usually enough to tell whether we fit.
Discovery.
We gather the full picture: accounts, equity, tax returns, and the goals behind them.
The plan.
Investments, taxes, and estate decisions in one document, with action items ranked by what matters first.
Implementation.
Accounts consolidated, the portfolio built, the first tax moves scheduled.
Your meeting schedule and ongoing support follow your selected engagement. Compare services and meeting frequency on the pricing page. Review pricing
Based in New York. Working with clients nationwide.
I am Gabriel Kaplan, CFP®, CPA. Wealth Habits is based in White Plains, New York, with virtual client meetings across Westchester County and nationwide.
Explore financial planning and wealth management in White Plains.
Let's build your Wealth Habits
Thirty minutes is usually enough to tell whether we fit. No charge, no pressure, and if we are not the right firm for you, we will say so.