Privacy policy

Who we are

Who is providing this notice?
This privacy notice is provided by Derastone LLC dba Wealth Habits. For more information, visit wealthhabits.com.

What we do

How does Wealth Habits protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Wealth Habits collect my personal information?

We collect your personal information when you:

• Open an account or seek advice about your trust, investments, or services with Wealth Habits

• Give us your income information and contact information

• Tell us about your investment or retirement portfolio

• Communicate with us by phone, text message, or email

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Information we collect and why

We collect various types of information to provide you with high-quality service.

Why we collect your personal information

• Design and implement the investment and planning services we provide you

• Comply with federal and state laws and regulations that govern us

• Enhance client experience

• Monitor and protect the security and integrity of Wealth Habits

• Market and advertise Wealth Habits' services

As a visitor

We collect various types of anonymous information about visitors to our websites and shared documents, such as device-related information (browser type, IP address) and server log information (date and time of your visit). We use this information to better understand our visitors and our business and to enhance our services. In some cases, we cannot turn off this type of information collection as it is part of the tools we use.

As a client

When you create an account with Wealth Habits, we collect certain personal information, including your full legal name, email address, permanent address, and date of birth. To provide financial services, we are also required by law to collect certain financial information, including your Social Security number and financial status. You may choose not to provide this information, but you cannot become a Wealth Habits client without it.

Beyond registration, we may collect other types of personal information if you use the site. We collect your email address as part of our client referral service and if you subscribe to the Wealth Habits blog. We may also collect personal information if you contact us or otherwise provide it to us (for example, in an email, phone call, or text message).

If you use Interactive Brokers, Altruist, Charles Schwab, or any other broker or custodian when signing up for a Wealth Habits account, you acknowledge and agree that the information you provide to those brokers through Wealth Habits will be treated in accordance with their privacy policy:

• Interactive Brokers privacy policy

• Altruist privacy policy

• Charles Schwab privacy policy

Call recording and text messaging

Call recording

The Firm may record telephone and video calls between you and our advisors or staff for compliance, quality assurance, record-keeping, and client service purposes. By continuing to use our telephone services after being notified of recording, you consent to such recording. If you do not wish to have your call recorded, you may notify us at the beginning of the call and request that recording be disabled, or you may communicate with us through an alternative method such as email. Call recordings are retained in accordance with applicable regulatory requirements and our internal record retention policies.

Text messaging (SMS/MMS)

The Firm may communicate with you via text message (SMS/MMS) for service-related purposes, including appointment reminders, account notifications, and general client communications. By providing your mobile phone number and opting in to receive text messages from Wealth Habits, you consent to receive such communications. You may opt out of text messages at any time by replying STOP to any message or by contacting us at support@wealthhabits.com. Standard message and data rates from your mobile carrier may apply.

We do not share mobile phone numbers or SMS opt-in consent data with third parties or affiliates for marketing or promotional purposes. Information may be shared with subcontractors that help us provide messaging services, but text messaging originator opt-in data and consent will not be shared with any third parties.

All text message and call communications are archived in accordance with applicable SEC, FINRA, and state regulatory requirements.

Third-party communication platform

The Firm uses CurrentClient, Inc. ("CurrentClient") as a third-party communication platform to facilitate telephone calls, text messages, and related client communications. When you communicate with us through CurrentClient's platform, your information (including your name, phone number, communication content, call recordings, and message history) may be processed and stored by CurrentClient on our behalf. CurrentClient's use of your information is governed by their privacy policy, available at currentclient.com/privacy-policy. CurrentClient acts as a service provider to the Firm and is bound by confidentiality obligations. We do not authorize CurrentClient to use your personal information for any purpose other than providing communication services to us.

How we disclose information

We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain circumstances. For example, to provide planning or investment management services, we may disclose your personal information in limited circumstances to various service providers, such as our clearing firm, communication platforms, and compliance archiving providers. If a Financial Adviser leaves the Firm to join another firm, he or she may be permitted to retain copies of client information to assist with the transfer of client accounts and continue serving the client at the new firm.

We do not sell, rent, or trade your personal information with any third parties except as provided in this privacy policy, with your consent, or as required by law.

Opting out of third-party disclosures: If you do not want your Financial Adviser to retain copies of your sensitive client information when he or she leaves us to join another firm, you may contact us at support@wealthhabits.com.

Otherwise, the Firm will not disclose any personal information about you or your accounts unless one of the following conditions is met:

• We receive your prior written consent

• We have documentation that the recipient is your authorized representative

• We are required by law to disclose information to the recipient

Arrangements with companies not affiliated with Wealth Habits or Strategic Investors will be subject to confidentiality agreements.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Wealth Habits does not share your information with affiliates for marketing purposes.

Non-affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Wealth Habits does not share your information with non-affiliates so they can market to you.

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Wealth Habits does not jointly market with any other companies.

Cookie policy

We use cookies and similar technologies on the Wealth Habits website. Cookies help us and our third-party partners collect information about visitors, including the date and time of visits, pages viewed, and general information about the devices used to access the site.

In addition to cookies, certain data may be automatically collected, including:

• IP addresses

• Referrer headers

• Social media pixels, web beacons, and tags

Third-party vendors may also collect data via our website through cookies, plug-ins, and widgets. The processing of this data is subject to their privacy policies.

We use cookies and pixel tags to track website usage, improve user experience, and for marketing purposes. If you choose to disable cookies in your browser, some site functionality may be affected.

Children

Our service is not directed towards anyone under the age of 18. If a parent or guardian becomes aware that his or her child under the age of 18 has created an account with Wealth Habits or provided us with personally identifiable information, please contact us at support@wealthhabits.com. If we become aware that a child under 18 is using our service, we will terminate the account.

Accessing or changing your personal information

Once you have signed up with Wealth Habits, you can access your profile through the broker, review the information that is stored, and revise that information. If you have any problems, contact us at support@wealthhabits.com. Due to US regulatory requirements, we do not delete residual copies of outdated information and must preserve all client data for a minimum of three to five years (and in some cases seven years).

Do not track signals

Clients using certain modern browsers have the ability to activate a "Do Not Track" signal. Wealth Habits does not currently respond to the "Do Not Track" signal.

State-specific rights

California, North Dakota, Nevada, and Vermont

Residents of these states have additional rights that restrict sharing personal information for marketing purposes. If your mailing address is in one of these states, we will automatically treat your account as if you do not want us to disclose your personal information to non-affiliated third parties for marketing purposes.

Residents of California also have the right to request from us certain information with respect to the types of personal information we share with third parties for those third parties' direct marketing purposes and the identities of those third parties during the immediately preceding calendar year. To exercise this right, you may make one request each year by emailing support@wealthhabits.com. Your request should specify your full name and the email address you used when submitting personal information to us.

Vermont

We do not share nonpublic personal financial information we collect about Vermont residents with non-affiliated third parties except for our everyday business purposes or as otherwise permitted by law. If you wish to revoke any authorization to share your nonpublic personal financial information provided through our Client Agreement, please contact us at support@wealthhabits.com. We will not be able to provide you with services through Derastone without the ability to share this financial information.

International visitors

This service is hosted in the United States. If you are an international visitor, by providing your personal information you are: (i) permitting the transfer of your personal information to the United States, which may not have the same data protection laws as the country in which you reside; and (ii) permitting the use of your personal information in accordance with this privacy policy.

How you accept this policy

By using the Wealth Habits service, or otherwise providing us with personal information (such as an email address, phone number, or text message opt-in), you agree to the terms and conditions of this privacy policy.

Changes to this policy

We may modify this privacy policy over time. Any changes will be reflected on this page and become effective immediately upon posting. If the changes are significant, Wealth Habits will do our best to notify you via email or through a notification on the site. Please check the effective date at the top of this page to determine if there have been changes since you last reviewed this policy.

Opt-out notice

If you would like to opt out of any of the above, please contact support@wealthhabits.com.

Questions

If you have any questions about this privacy policy, please contact us at:

Wealth Habits | Strategic Investors (Derastone LLC)
5 Sage Ct.
White Plains, NY 10605
support@wealthhabits.com
(914) 685-6851

Created: May 26, 2015 | Last reviewed: March 16, 2026